Adjustable Mortgage Leads, Bankruptcy Mortgage Leads, Pre Foreclosure Mortgage Leads, Cash Out Mortgage Leads, Reverse Mortgage Leads, Home Equity Mortgage Leads, Home Improvement Mortgage Leads, Second Mortgage Leads, Late Payment Mortgage Leads, Short Sale Mortgage Leads, Hard Money Mortgage Leads, Commercial Mortgage Leads, Mortgage Broker Database, Mortgage Trigger Leads, Mortgage Turn Down Leads, Real Estate Agents Database, Real Estate Agents Database, Short Sale Leads, 30-60-90 Day Late Leads, FICO Scored Data, Modeled Credit Data, Mortgage Turn downs, Mortgage Triggers, Heavy Debt Homeowners. Conforming Mortgage Holders.
2023 is shaping up to be a pivotal year for Adjustable-Rate Mortgage (ARM) Refinances, as the adjustable-rate mortgage market continues to drive substantial profits for lenders and brokers. With interest rates remaining favorable, the trend is expected to persist not only through the end of 2023 but well into 2024. As more consumers seek to refinance before rates climb higher, ARM refinances have become a lucrative opportunity for those ready to tap into the market.
Clients running direct mail campaigns have reported impressive returns, with many achieving response rates of 3% or higher—an exceptional result in today’s competitive environment. These campaigns are producing a remarkable return on investment, with some clients seeing a 6-to-1 return or even greater on the money spent. Brokers who took the plunge and sent out 10,000 or more mailers reaped even larger rewards, with commissions far exceeding initial expectations. The success of these campaigns demonstrates that when marketing dollars yield such high returns, it’s an ideal moment to ramp up your efforts, ensuring your pipeline remains full and your loan officers stay busy throughout 2023 and beyond.
The key to success this year has been a focus on Mini Jumbo Streamline ARM Holders—an often overlooked but highly profitable target audience. These borrowers, holding high-balance adjustable-rate mortgages, are particularly vulnerable to upcoming interest rate hikes, creating a sense of urgency to refinance. Independent brokers who combined direct mail with personal outreach, such as targeted phone calls, have experienced exceptional results, especially when focusing on high-end, streamlined borrowers who qualify for streamlined refinance programs.
Despite the growing availability of these programs, many consumers are still unaware of their eligibility for streamlined refinancing options or the significant savings they could realize by locking in a new, more favorable rate. With mortgage payments on the rise, especially for ARM holders, the fear of large monthly payment increases is pushing many to act quickly. This sense of urgency, combined with effective marketing strategies, has led to rapid conversions and mortgage closings.
The current market conditions are ripe for action. Now is the time to invest in targeted leads and direct mail campaigns, capitalizing on the opportunity to help borrowers while also driving significant commissions. By targeting Mini Jumbo Streamline ARM Holders and utilizing a mix of direct mail and personalized outreach, brokers and lenders can position themselves to thrive throughout 2023 and into the new year.
Adjustable-Rate Borrowers – Adjusting Arm Alerts Get your LO’s into some leads today
THIS FILE IS TURNING IN HOT RESULTS AND BIG DOLLARS FIRST QUARTER
In 2023, a large number of adjustable-rate mortgages (ARMs) are set to adjust, leaving many borrowers searching for ways to lock in fixed rates or find financial relief. With rate hikes on the horizon, these homeowners are eager to secure more stable options, while others are simply looking to reduce their monthly payments. Despite having credit scores of 640 or higher, many of these borrowers fall closer to the subprime category, making them prime candidates for the right financial products.
This creates an exceptional opportunity for lenders and brokers who can target these borrowers with precision. Your competitors may be overlooking this market, but with the right approach, you can stand out by offering tailored solutions that address their specific needs. Whether they’re seeking a lower rate, more manageable payments, or a stable fixed-rate option, these borrowers are ready for offers that align with their financial goals.
By leveraging focused marketing strategies, you can engage this audience more effectively than your competitors, positioning your services as the best option in a crowded market. Now is the time to step up your targeted marketing and help these borrowers secure the relief they’re seeking before their loans adjust.
Get into HIGH POWERED Adjustable STEAMROLLERS Mailers, Post Cards, and call lists. FHA Streamlines
FHA Market
The FHA market is always alive and well and producing slower but solid results, which will continue with good results for the rest of the year and all of 2024. If you like writing the FHA paper, it’s a great time to hit the FHA market with a Sprint Data Solutions preapproved mailer or pick up the phone and dial for dollars. Keep your pipeline full all of 2023 and avoid slowdowns.
Call Sprint Data Solutions 800-962-1802 or email SprintData@aol.com
Balloon Mortgage Leads
This represents a massive, untapped market of loans, and the clients already working these leads have been quietly seeing incredible success. There is an abundance of borrowers who will need to refinance, creating a prime opportunity for lenders and brokers who are ready to act. Many of these borrowers also have significant untapped equity in their homes, making them even more valuable prospects.
To keep your mortgage team thriving, ensure they have a steady flow of fresh, high-quality leads. With the right approach, your team can capitalize on this growing market, securing deals and keeping pipelines full with borrowers eager to explore refinancing options.
Veteran Streamlines STEAM ROLLER all of 2023!!!
The VA streamline market delivered strong and consistent results throughout last year, and it continues to present significant opportunities. Many VA borrowers still hold mortgages with interest rates well above 6%, making them ideal candidates for refinancing. What makes the VA market even more attractive is the limited competition, as fewer lenders and brokers are focusing on VA loans these days.
If you enjoy working in the VA market, this is the perfect time to expand your efforts. With a large pool of borrowers still paying high rates and less competition, you can position yourself as a leader in the VA loan space, offering valuable solutions to veterans looking to lower their mortgage payments.
Reverse Mortgage Holders
Reverse mortgage borrowers continue to deliver strong results, and Sprint Data Solutions has carefully segmented reverse mortgage candidates who may have late payments, tax liens, or debt issues, making them prime candidates for a reverse mortgage solution. The JUMBO reverse mortgage market has proven especially lucrative, with many clients earning $10,000 or more in commissions. If you specialize in reverse mortgages, now is the time to take action.
Contact Sprint Data Solutions today or email SprintData@aol.com to tap into this growing market. Additionally, Sprint Data Solutions offers a double opt-in email list specifically for seniors, making it an invaluable tool for reverse mortgage newsletters and updates. Build your database of qualified senior leads and keep your reverse mortgage pipeline strong.
JUMBO LOAN MARKET & JUMBO TRIGGERS
The JUMBO loan market has delivered excellent results for our clients, with many firms targeting this high-end group of savvy borrowers and reaping substantial commissions by closing large deals. If you enjoy working in the JUMBO market, now is a great time to take advantage of its strong performance. You only need to close a few deals each month to earn significant commissions, making it a highly profitable segment.
One Sprint Data Solutions client, for example, invested just $1,000 in JUMBO loan triggers across five states and earned over $25,000 in commissions last month alone. The JUMBO borrowers are highly active, and now is the time to engage them. Don’t miss out on this lucrative market!
Pre Qualified RENTERS
Sprint Data Solutions offers pre-screened borrowers with verified income and strong credit scores, perfect for attracting purchase-ready clients. If you’re looking to target purchase-type borrowers, this is the ideal solution. With home prices and interest rates still favorable, there has never been a better time to buy a house, and these high-quality leads can help you close more deals.
These leads are also an excellent way to keep your realtor partners satisfied by providing them with qualified buyers who are ready to make a move. Take advantage of this opportunity to grow your business and build strong partnerships in the housing market!
Bankruptcy Mailers
One of our clients recently executed a mail campaign that achieved an impressive response rate of over 3%. Following this success, they quickly ramped up with a 25,000-piece mail drop, and the results were extraordinary. The call log from the campaign was flooded, showing just how hungry this market is. This group of borrowers has been largely ignored for years, making it a virtually untapped goldmine.
The borrowers are highly responsive, getting on the phone immediately after receiving the mailers, and they’re not concerned about interest rates—they’re ready to act. This is a rare opportunity to capture a market that hasn’t been heavily targeted in years. Don’t miss out!
30-60-90 DAY Late Mortgage Holders
Our database consists entirely of PRE-NOD (Pre-Notice of Default) borrowers, all with 30-60-90 day late payments on their mortgages. Many of these individuals have seen their credit profiles decline significantly, leaving them with limited options. However, new programs in today’s marketplace offer fresh opportunities to help these distressed borrowers. Now is the time to step in and provide solutions that can get them back on track financially. Don’t let these opportunities slip by—help these homeowners find relief and stability through the innovative programs available today.
Commercial Loan Borrowers & Real Estate Investors
Are you a commercial broker seeking retail deals or clients who actively invest in real estate? Sprint Data Solutions offers the premier list of real estate investors in the U.S. This file is packed with individuals who are consistently buying, selling, and investing in real estate. Whether you’re targeting seasoned investors or high-value speculators, this file is your key to reaching serious players in the real estate market. Give it a try and tap into this dynamic network of real estate investors for your next successful campaign!
Complete National Association of Real Estate Agents Database
Are you looking to connect with realtors across the entire United States? Sprint Data Solutions offers a comprehensive file that gives you access to every realtor nationwide. This file includes postal addresses, phone numbers, fax numbers, and email addresses, making it easy to reach over 800,000 active realtors instantly. Whether you’re planning a direct mail campaign or need to make personal contact, this file provides everything you need. Call or email Sprint Data Solutions today and start connecting with realtors across the country!
RINGLESS VOICE BROADCASTING & E-mail Broadcasting
Introducing the latest tool for your marketing strategy—voicemail drops. Sprint Data Solutions now offers the ability to deliver your message directly into borrowers’ voicemail boxes, bypassing the need for a live conversation. This innovative approach ensures your message is heard instantly. Stay tuned for next month’s newsletter, where we’ll share all the success stories and instant results from this powerful new marketing method. Get ahead of the competition and start using voicemail drops to boost your campaigns today!
HIGH Volume Voice Blast Special Below. Send 1 million FHA borrowers your tailored message! Voice Blasting Works and is CHEAP mass marketing with instant results.
Sales Leads
Looking to connect with BUSINESS OWNERS in need of cash or a mortgage? Sprint Data Solutions has you covered. We offer access to a highly targeted list of business owners who are actively seeking financial solutions. These are the real movers and shakers in the industry, ready to take action. Don’t miss the opportunity to reach this dynamic group. Contact Sprint Data Solutions today to start connecting with business owners who are ready to do business!
Need to reach the entire mortgage community? Need the correct list for recruiting, software sales, and mortgage-related product offerings. Are you a wholesale, commercial, or HARD MONEY lender looking for more brokers or a new pipeline of deals? Sprint Data Solutions can instantly connect you with 100,000 mortgage brokers. We have multi-Channel contact available Postal, Phone, FAX, or E-MAIL. This is an excellent file of independent mortgage brokers for recruiting new Loan officers, software sales, and mortgage-related products. The file has significant usage by Fannie Mae & Equifax. This is the nation’s premier Independent Mortgage Broker Database. This file also contains the complete NAMB members as well. Business email broadcasting is available with targeted opt-in lists. FORWARD TO A FRIEND IN THE INDUSTRY.
